Rules Rules Rules

Yep the public is still not able to take care of itself- as evidenced in past postings with intermediaries for appraisals etc, the problem is someone is sitting around thinking up new ways to protect us from ourselves.  The problem with these changes is they are enacted by people who must not be involved in the homebuying process - changes happen and even though one set of rules was in place when a transaction was started new ones get put in place and now the buyer and seller who were already under way get derailed because the rules they were playing under got changed.  It is far too common for a buyer and seller to be a day or two out from settlement everything on the truck and a new rule or red flag pops up, - i.e someone getting 2 pensions you would think as far up our behinds as the lenders look now they might have picked that up in the beginning of the mortgage process or VA realizing that a verteran actually got a job after getting out of the service and now they have to check if that is legal? or getting an appraisal done on a new house building the house and now you have to get another appraisal and instead of saving the buyer money and letting the original appraiser check conditons and reissue gotta get a whole new one.  The days of you have a pulse you get a mortgage were bad but this is getting far worse...