year end

Well as 2010 winds down and as the numbers come in there are definitely signs of improvement in the real estate market: the general public has come to understand the "short sale" process and that it is not as easy a process as all had thought and that buyers sometime don't get what they thought they would, leading many to search for new homes in the traditional market especially with the values that are available. Sellers and buyers realized that they are not going to sell their house for as much but they also were or are not going to pay as much for their new property. When the interest rates went up slightly that also created a little surge as the "fence sitters" realized rates were not going to go lower they got into the market, also a great time to refinance : AS LONG AS YOU USED A TRUSTWORTHY LENDER.... now the bad part: banks , under pressure from our government, still have not realized they have swung too far the other way, yes we were way too easy a couple years ago but now as typical the pendulum went to the far other side. costs have gone up since the government created appraisal boards, and they are hurting values by using appraisers not familiar with the area they are going into. and of course sprinklers... but we will work on...